Pengabdian Sosialisasi bertema “Model Pendidikan Ekonomi Anak usia Dini Untuk Membendung Sikap Konsumerisme Pada Anak Usia Dini”

Senin (16/5/2016), tim pengabdian masyarakat FE-UM mengadakan sosialisasi dengan tema “Model Pendidikan Ekonomi Anak usia Dini Untuk Membendung Sikap Konsumerisme Pada Anak Usia Dini”. Bertempat di Gedung Dakwah Aisiyah, Kecamatan Prajurit Kulon, Kota Mojokerto, sosialisasi ini dihadiri oleh ibu-ibu anggota koperasi Niswa Qonita dan beberapa anggota koperasi yang ada di Mojokerto.

Sosialisasi ini merupakan bagian dari pidato pengukuhan Guru Besar Prof. Dr Sri Umi Mintarti Widjaja SE MP Ak yang dilantik pada bulan April 2016 yang lalu. Dalam materinya beliau menghimbau untuk mendidik melek ekonomi mulai dari usia dini sehingga dapat mencegah sifat konsumerisme pada anak.

Pada akhir acara tim pengabdian dosen FE-UM berfoto bersama anggota koperasi yang hadir dalam acara tersebut.

 

RHM

Galeri.

 

The Miniature of Siparti 3-S: KSM Sibermas in the Urban Poverty Project in Kelurahan Tlogomas, Kecamatan Lowokwaru, Malang, Indonesia (J)

MIT WITJAKSONO

Fakulty of Economics

Universitas Negeri Malang

 

Abstract

 

The miniature presented here is the synthesis of how the Siparti 3-S as an approach and practice in dealing with the community empowerment under the UPP (Urban Poverty Project) in Indonesia. The notion of Siparti 3-S as an approach was applied specifically to build and operate a KSM in a kelurahan area in the year of 2000 – 2001 of UPP1 second phase. The practice of how Siparti 3-S applied through the KSM Sibermas project was inspired and motivated by the previous successful of the author’s project in executing a training program for the retrenched tertiary graduates who had lost their jobs due to the financial crisis during 1998, under the project was known as P3T – Proyek Penanggulangan Pengangguran Pekerja Terampil (Skilled Workers Unemployment Project). Utilization of waste materials to produce sound economic and environmental-friendly products was the theme of project run by KSM Sibermas. Based on the field experience of the author and members of KSM Sibermas in accomplishing the project, found that the Siparti 3-S was effective in building synergistically the three main resources, namely: human (the training participants), nature & environment (waste materials & garbage dump), and social-culture (the mindset and the behavior toward handling waste materials). 

For full abstract visit http://scholarpublishing.org

Analysis of Financial Literacy, Knowledge and Risks of Credit Card (Case Study In Students of Faculty of Economics) (J)

Bagus Shandy Narmaditya1
Dwi Wulandari2

Fakulty of Economics

Universitas Negeri Malang

Abstract

 

This researchis aimed to determine the financial literacy of students of Faculty of Economics in terms of their understanding of the credit card. The results show that two out of ten respondents who knew about the interest rate they paid. The explanation for this research relates to the fact that most credit card bills were paid by their parents and even their credit card applications were approved because of their parent’s application, so that they thinkthere is no need to know things like interest rate and others. In addition we found that these students have low financial literacy as only two out of ten students who understand things about basic finances.

 

Keywords: Financial Literacy, Credit Card, Non-CashPayment, Plastic Cards

For full paper visit link http://ijcrb.com

Analysis of The Relationship Between Economic Freedom and Economic Growth In Indonesia (J)

Dwi Wulandari

Fakulty of Economics

Universitas Negeri Malang

Abstract

The purpose of this research is to find the relationship between economic freedom and economic growth in Indonesia from 2004-2014. Economic freedom represents the institutional reform in a country. The result indicates that   economic freedom leads to   economic growth. Market liberalization is a necessary institutional reforms for the country that is concerned in increasing economic growth. Economic freedom is a key component in the effort to improve the economic and social welfare. Moderate degree of freedom required in the political and economic areas to improve growth. Institutional framework of the community plays a role in long-term economic performance. Economic freedom will boost economic growth and market economic system is a very powerful engine of innovation that is the trigger of economic growth. Free market and the protection of property rights would increase economic growth.

 

Keywords: Economic freedom, economic growth, index of economic freedom, market economy, institutional reform

For full paper visit link http://ijcrb.com

The Effect of Government Capital Expenditure and Private Investment on Social Welfare (J)

Agus Sumanto1

Effendie2

1(Fakulty of Economics, Universitas Negeri Malang)

2(Fakulty of Economics and Business, Universitas Airlangga)

Abstract

The main purpose of this study is: 1. Examine and analyze the effect of government capital expenditure on social welfare; 2. Examine and analyze the effect of private investment on social welfare. Technical analysis is path analysis, regresion OLS is used with data panel. Exogenous variables are government capital expenditure and private investment. Endogenous variables are output, labor usage and social welfare,  where output and labor usage  are  mediator  variables.  The  statistical  results  show  that  all  relationship have  a  significant.  Private investment have  more  effect  on  social  welfare  rather  than  goverment capital  expenditure. There  are  two empirical finding from this study: First finding, there is subtitution effect between private investment and labor usage, more private investment, less labor usage. On the other hand, there is output effect between output and labor usage, more output more labor usage. Total effect of private investment on labor usage is positive. Second finding, labor usage have a negative relationship to social welfare, higher labor usage, lower social welfare.

Keywords: capital expenditure, private investment, ouput, labor usage, social welfare

For full paper visit link http://iiste.org

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